For sale Detached house 5.5 rooms in Cheseaux-sur-Lausanne

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Detached villa in the center of Cheseaux-sur-Lausanne 200 meters from shops and LEB/Bus transport.

Plot of 1,012 m2 with a regularly maintained house composed on the upper ground floor of two bedrooms, access to the attic, a bathroom with a toilet and a shower, a kitchen and the living/dining room. dining room with access to the pergola and the garden.

On the lower ground floor, independently accessible from the outside, a bedroom, a bathroom with a toilet and a shower, a laundry room, a cellar, a workshop and access to the garage.
Outside, the large garden is completely secured by barriers, a terrace on the upper level and another on the lower level, an outdoor cover and a shed complete this object.

Virtual tour link:
https://my.matterport.com/show/?m=FiFiuVsBkPY

This sale is carried out jointly with a right of residence in favor of the sellers until their death for a capitalized value of CHF 475,000.-. The value of the collateral is CHF 1,025,000.-. The market value of the unencumbered property is therefore set at CHF 1,500,000.-.

Madame is from 1950 and Monsieur from 1953.

The right of residence, the beneficiaries (sellers) have the right to use the building according to the agreed terms. They are not authorized to rent out the property; the beneficiaries must maintain the property (minor repairs) and pay the heating, hot water and electricity costs as a tenant would; the owner (buyer) must pay the property tax, insurance, ECA, interest on his debt and the necessary major work (replacement of the heating, toilet, sink, etc..); the beneficiaries must pay income tax (rental value); the owner must pay wealth tax; the right ends at the agreed term, ie, on the death of the beneficiaries or their lasting incapacity to exercise their rights (definitive departure in an EMS).